Cabot Financial @ www.cabotfinancial.co.uk - 100+ Lenders Compared. - Miyagi Loans

100+ Lenders Compared.

Cabot Financial @ www.cabotfinancial.co.uk

Cabot Financial was formed back in 1998 and they trade solely from www.cabotfinancial.co.uk that is used both for corporate purposes and to also take in debtor payments. This is another collection agency with a promising future ahead. They have generally stood just within the top 10 of every such DCA for total debts, but a recent collaboration should help to push them up the ladder. This partnership has seen them team up with Apex Credit Management that has created CabotCM. They both still trade through their original companies, but now share resources between them. A split has been made between debt purchasing, contingency collections and customer tracing.

Although Apex isn’t quite on the same level as Cabot for business taken on, they are very much the agency that everyone has being paying close attention to recently. This has been since they were awarded as the Consumer DCA of the Year 2013 by Credit Today with this ceremony being the biggest of its kind in the industry. With the combination of both companies, there are now over 700 staff that are spread across offices in Dublin, Kings Hill and Stratford-upon-Avon. Cabot Financial has always specialised in popular financial markets. Debtors will as noted have to head over to www.cabotfinancial.co.uk to clear any due arrears.

No SSL is currently used on payments that is hopefully a function that they will get round to equipping soon. For enquiries, they can be reached on the line of 0845 070 0116. This CSA member delivers a notable standard of guidance to all debtors. If you scan through their FAQ section they for instance discuss working with Credit Reference Agencies to get you back on track once you have started to pay them. This is refreshing to see with most of their rivals not providing such reassurances. CabotCM looks to have great potential and this is sure to be a busy few years for this allied force.

See “Guides” for DCA Coverage Info.

Compare Same Day Loan Prices and Daily Rates (to 3DP):

☆ Cap: Payday/short term lenders will soon have to adapt their products to meet the upcoming FCA capping. This is coming into play in January 2015. Read more about the Cap Here.
☆ Current Account Overdrafts: Study all 20 Here. This covers free accounts that offer a borrowing facility. We will soon be adding rankings for planned/unplanned overdrafts here. This will fit well to compare how the banks compare against the top monthly/short term products below.

☆ Short Term /£100 (7-Days) ☆
1) Vivus = £0 (first loan) = 0.000% (return: £15.90 = 2.271%)
2) Reddies Direct = £6.52 = 0.931%
3) Sunny = £6.76 = 0.966%
4) ClearAccount = £7 = 1.000%
5) Peachy = £7 = 1.000%
+ Square Money and VarioLoans = £7 = 1.000%
= Insights.

☆ Monthly /£100 (30-Days) ☆
1) Vivus = £0 (first loan) = 0.000% (return: £25 = 0.833%)
2) QuickQuid = £14/£20.65 = 0.467%/0.688%
3) QuickQuid FlexCredit = £24.30 = 0.810%
4) Kabayan Finance = £25 = 0.833%
5) The Quick Loan Shop Ltd = £25 = 0.833%
+ Umbrella Loans and WagedayXpress = £25 = 0.833%
= Insights.

☆ Instalment /£300 (3-Months) ☆
1) Oakam = £85 = 0.315%
2) Kabayan Finance = £109.94 = 0.407%
3) Satsuma Loans = £120.03 = 0.445%
4) Wizz Cash = £136.74 = 0.506%
5) Sunny = £144.67 = 0.536%
= Insights.

☆ Instalment /£300 (6-Months) ☆
1) Ladder Loans = £140.55 = 0.260%
2) Oakam = £150 = 0.278%
3) Kabayan Finance = £154.94 = 0.287%
4) The Quick Cash Club (guarantor required) = £155.82 = 0.289%
5) Pounds to Pocket = £191.14 = 0.354%
= Insights.

☆ 12 Months /£1000 (Year) ☆
1) On Stride = £146.36/£385.91 = 0.040%/0.106%
2) SpringCoin = £223.61 = 0.061%
3) 1st Stop Personal Loans = £277.02 = 0.076
4) Pounds to Pocket = £875.61 = 0.240%
5) Kabayan Finance = £905 = 0.248%
= Insights.

☆ Doorstep /£300 (Terms Shown Below) ☆
1) Mutual = £90 (26-Wks) (selected locations only) = 0.165%
2) Skyline Direct = £150 (30-Wks) (selected locations only) = 0.238%
3) Provident = £180 (32-Wks) = 0.268%
4) LoansatHome4U = £180 (32-Wks) = 0.268%
5) SFS Loans = £210 (34-Wks) = 0.294%
+ Shopacheck = £210 = 0.294%
= Insights.

☆ Guarantor /£1000 (Year) ☆
1) Everyday Loans (Duo) = £195.91 = 0.054%
2) GuarantorUs Loans = £216.21 = 0.059%
3) UK Credit = £228.44 = 0.063%
4) LendFair = £228.68 = 0.063%
5) Amigo Loans = £236.72 = 0.065%
= Insights.

☆ Logbook /£1000 (Year) ☆
1) Easy Logbook Loans = £700.04 = 0.192%
2) Varooma = £700.04 = 0.192%
3) AutoPawn = £950 = 0.260%
4) LoanMyMotor = £959.96 = 0.263%
5) Auto Advance = £960.08 = 0.263%
= Insights.

Notes: If the price is matched then we rank alphabetically. The product pricing includes interest, transfer fees and promo codes (if known). All such costs are added together here, but some lenders do discount transfer fees from your money. We always add them, as it would be confusing to cover both sides. Finally, the overall daily rate is rounded off to 3 decimal places.

Disclaimer:

The information provided at Miyagi Loans is based on the data disclosed by any given company at that time. We update posts frequently and keep a look out for updates, but changes do often occur without notice. The featured subprime products are much more expensive than what mainstream credit providers charge. Try to use any such facility to cover emergency situations. If you are facing difficulties, we would advise contacting National Debtline or StepChange for free debt assistance.

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