2014 Lender Lists:

Short Term Loans | Payday Loans | Instalment Loans | 12 Month Loans
Doorstep Loans | Guarantor Loans | Logbook Loans

Wizz Cash that is the creation of Emergency Cash Ltd has been one of the UK’s fastest growing lenders. They launched at www.wizzcash.com not far back in 2012 and within just a few years they have emerged as one of the top performing direct loan providers through the Google search engine. Rather than heading down the traditional 30 day route, this company has created an instalment product with a more manageable repayment structure. This service was designed with a set 3 month term in place. However, they have recently updated to offer applicants with the choice of selecting 12 months to spread the payments out further.

First time applicants can receive between £200 and £300 that rises in £20 increments. Return customers can later apply for larger amounts with the total limit being set at £1000. The Wizz Cash cost for a £300 loan would be £136.74. This is a complete charge that covers interest and also same day funding. The daily rate of this example stands at 0.506% that shows that there is great value in place here. As noted, there is now a second term available and so we will also reference that charge. At £1000 over the year this would be £982.28 that creates a lower rate of 0.269%.

All loan applications are processed between Monday and Friday (from 9am to 6pm). A secure Wizz Cash login is attached to www.wizzcash.com that allows customers to clear the balance at any time that attracts rebates on interest. Each applicant must also be aged at 20 or above and they do have to contact your place of work, although this is a quick verification call only. These measures in place shows that responsible lending is important to them and this is highlighted further from their CCTA membership. The growth of this brand has been impressive to witness and their initial customer feedback has been highly supportive to date.