Guides-1

We have now split the Guides section into two parts. On this page you will find the first section that relates to subprime loans, whilst the second part covers general financial topics. The number of submissions attached became too large that was why the split was made. In doing this we can now expand the website content much more. The introduction posts for each lender have not been added below, but we have referenced the relevant lists. Most of the content below relates to payday products, since this market is the largest with the highest number of active companies. We will be looking to update every posting in time.

Notes: Every listing has been added alphabetically.

2015 Posts:

✓ Different Money ✓
✓ JustLendCash and Lightning Dosh ✓
✓ Miyagi Loans 2015 Update ✓
✓ New QuickQuid Promo Code 2015 ✓
✓ Peachy and Wonga Promo Code (Removed) ✓
✓ Savvy ✓
✓ The Latest Major Payday Lender Closures ✓

2015 Industry Cap:

✓ About the Cap ✓

Closures:

✓ Cash Window, Zebit and 3 Other Lenders Close Down ✓
✓ Greenwood Closed by Provident ✓
✓ Several More Lenders Close ✓ (Latest)
✓ The Toothfairy Empire Crumbles ✓

Complaints:

✓ How to Complain About a Loan Provider ✓

Government Funding:

✓ Budgeting Advance, Budgeting Loan and Crisis Loan Info ✓
✓ Government and Doorstep/Payday Loans for People on Benefits ✓

High Acceptance and Poor Credit Solutions:

✓ Logbook and Payday Loans with No Credit Check ✓
✓ No Bank Account and Self-Employed Loans ✓
✓ Who Offers High Acceptance Payday Loans? ✓

High Street Store Lending:

✓ High Street Payday Loans: Worth Using? ✓
✓ How a Pawnbroker Loan Could Get You Through the Month ✓
✓ Keep Getting Declined? How to Raise Money Fast ✓

International (General):

✓ How America Dominates the UK Payday Loan Industry ✓
✓ Is Kreditech Destined for Greatness? ✓
✓ Is Moving Overseas the Next Big Thing? ✓

International Lending in Poland:

Poland is one of the fastest growing European destinations for online lending and so we picked out 10 of the most well known active firms. This has become a very competitive market with a selection of the companies featured all offering 0% deals for first time applicants.

Info:
✓ Intro and Comparison ✓
Lenders:
✓ Ekspres Kasa ✓
✓ Filarum ✓
✓ Kredito24 ✓
✓ MiniCredit ✓
✓ Net Credit ✓
✓ OK Money ✓
✓ Soho Credit ✓
✓ Via SMS ✓
✓ Vivus ✓
✓ Wonga ✓

International Lending in USA:

America is our latest location being studied. This is the home of payday lending where the demand is significant and there is a huge store presence across the country. However, profits are squeezed through harsh price caps in place across many states.

Info:
✓ Intro and Comparison ✓
Lenders:
✓ ACE Cash Express ✓
✓ Advance America ✓
✓ Cash Central ✓
✓ CashNetUSA ✓
✓ Check Into Cash ✓
✓ Check N Go ✓
✓ LendUp ✓
✓ Money Mart ✓
✓ Moneytree ✓
✓ Speedy Cash ✓

Lender Focus:

✓ Are Peachy and Sunny Better Than Wonga? ✓
✓ Direct Lenders You Should Use ✓
✓ Free Payday Loan with Vivus ✓
✓ PaydayUK vs QuickQuid: How Do the Majors Compare in 2014? ✓
✓ Which Direct Lenders Control Multi-Brands? ✓

Lender Lists:

✓ Short Term ✓
✓ Payday ✓
✓ Instalment ✓
✓ 12 Months ✓
✓ Doorstep ✓
✓ Guarantor ✓
✓ Logbook ✓
✓ New Payday Lenders 2014 ✓

Loan Brokers:

✓ The Benefits of Using Direct Payday Lenders No Brokers ✓

Loan Types:

Doorstep:
✓ Doorstep Loan Agents ✓
✓ Lenders Like Provident ✓
✓ Provident and Shopacheck Jobs: How Much Can Agents Earn? ✓
✓ What is the Doorstep Loan Process? ✓
Guarantor:
✓ Non Homeowner Pricing Variations ✓
Instalment and Long Term:
✓ 3 vs 6 Month Loans ✓
✓ Best Long Term Options for Bad Credit ✓
✓ Debt Consolidation for Bad Credit ✓
Logbook:
✓ 50,000 Logbook Loans Issued in 2013 ✓
✓ Acceptance for Older Cars (Over 10 Years Old) ✓
✓ How Do Logbook Loans Work? ✓
Other:
✓ Are Credit Union Loans Worth Using? ✓

Product Features:

✓ The 10 Product Features That the Best Lenders Have ✓
✓ What Key Feature Should You Look for in a Loan? ✓

Q&As (Basic):

Note: Some of these Q&As could have been split across the categories above or below. They have been attached here due to their simplicity.

✓ Are SMS Text Loan Lenders Beneficial? ✓
✓ Are There Any Guaranteed Payday Loans? ✓
✓ Can Instalment Loans for Bad Credit Improve Your Credit Rating? ✓
✓ Can You Receive a Payday Loan with a PrePaid Card? ✓
✓ How Common Are Faxless Loans Online? ✓
✓ Who Offers Bad Credit 24 Month Loans Online? ✓
✓ Who Provides the Most Flexible Loans? ✓

Required Cash:

✓ Finding a 50 Pound Loan ✓
✓ Need a £1000 or £2000 Loan with Bad Credit? ✓
✓ Receive a £10,000 or £20,000 Loan with Bad Credit ✓

Responsible Lending:

✓ Trade Associations and the Good Practice Customer Charter ✓

Transfers (24/7):

✓ 24/7 and Weekend Funding ✓
✓ 24/7 Funding for First Time Applicants ✓

Transfers (Fees and Speed):

✓ Options for Instant Payday Loans Online ✓
✓ Transfer Fee Cost for Same Day Funding ✓
✓ Who Offers Quick Cash in Minutes? ✓

Last Updated: September 2014.