2014 Lender Lists:
Payday United @ www.payday-united.co.uk
This is a complete cost with no extra charge being required for their Faster Payments Service transfer. When the FCA Cap comes into force in 2015, all lenders can charge no more than £24 per £100 over the month. This firm will only have to make a minor change to their service pricing in order to become compliant (many other firms may struggle to adapt). The Payday United site at www.payday-united.co.uk includes no account servicing and they don’t encrypt the applications either. This brand is relatively new and so this may change soon. It would be advised for now to just use The Quick Loan Shop where logins and SSL are fitted.
As the case there, no operational days/times are disclosed here, but standard working hours between Monday and Friday should be expected. There are no reviews for this company circulating across the web. We only managed to find them out by running a search through their Interim Permission Number. Back when we did this we also spotted that they have a company called Loans Guru although they only trade as brokers there. Obviously the higher sum of £1000 for this featured product may be attractive on paper, but it is unlikely that first time applicants would be accepted for anything more than £400 or so over a single month.