2014 Lender Lists:
Pounds to Pocket @ www.poundstopocket.co.uk
P2P changed the game in offering same day funding on large sums that often require no faxed documentation. With the help of aggressive TV advertising, they soon became the market leader. Although they originally offered a 12 month term they now start from just 6 months onwards. You can apply for £200 to £2000, but do expect to see restrictions on your first loan taken out. A secure login is equipped within www.poundstopocket.co.uk that allows you to repay early and save. As at QuickQuid, they are open 24/7 and fast funding is free. For pricing, there has been a recent update with the charges being reduced.
Now for £300 over 6 months the cost is £208.08 and £1000 over the year would cost £907.40. You can trim the cost down further with the Pounds to Pocket Promo Code 2014. With this code applied you can receive a 20% discount on the first scheduled payment. This creates new charges of £191.14 and £875.61. The Pounds to Pocket loans are joined on to the CCTA trade association. It has been good to see that the pricing here has been trimmed down. Just to update that the owner has now released On Stride Financial that boasts highly competitive rates sitting between 29% and 89% APR.