2014 Lender Lists:
Toothfairy Finance @ www.toothfairyfinance.com
Toothfairy Finance is a short term loan lender that has been trading since 2008 from the web address of www.toothfairyfinance.com. This is the most established brand owned by Web Loans Processing Ltd who also trades through the likes of CommunityPayday.com and EasyFinanceClub.com. With the Toothfairy Finance loans company, you can access cash sums from £100 up to £400 with there being a range of selectable terms. You can choose between either 7, 14, 21 or 28 days. To cover the pricing in place here, a £100 sum over 7 days creates a charge of £9 and this does include same day funding.
Across their other brands the costs and fees are confusingly presented, but here there is a clear note that their FPS transfer worth £5 is free. This is an efficient service that opens their doors up every day. The listed trading times includes from Monday to Thursday between 8.30am and 8pm, Friday is 8.30am to 5.30pm and Saturday and Sunday are both listed as 9.30am to 6.30pm. Secure account servicing is equipped within the www.toothfairyfinance.com site. If you are interested in using them then it would be recommended to opt for the period of just 7 days on the application.
The reason for this is that over 28 days you would pay £36 that sits above the market average. Web Loans Processing Ltd is a recently updated trading name (previous was CIM Technologies Ltd). This is a fresh start for a company that had been ticked off before from the OFT for using trading names not permitted by their Licence, excessive debt collection charges were also imposed etc. This was a long time ago though and they have made positive steps moving forward. This company would be the better solution ahead of their sister-brands when factoring overall pricing. Aside from this, they all share the same loan characteristics.