2014 Lender Lists:
Barclays Partner Finance @ www.barclayspartnerfinance.com
Then there is Personal Contract Purchase covering the amounts of £1500 to £50,000 up to 48 months. Here you are paying off depreciation with added flexibility. They also head Unsecured Personal Loans, but provide no further details. However, on the main www.barclays.co.uk site you can use the calculator for their Barclayloan. For £10,000 over 48 months, the charge is just £915.23 at an impressive rate of 4.3% APR. This amount actually calculates as 4.4% though that is important to highlight since Santander offers 4.3% (at an amount of £884.96). A similar charge to Barclayloan would be expected through the www.barclayspartnerfinance.com website.
You can’t apply for Barclays Partner Finance here, but will have to go through a broker/dealer. It is not clear how many dealers use them, but the largest motoring supermarket does (Car Giant) and you’ll see their badges on a number of further prominent dealer websites. Lloyds of course boasts a network of over 5000 through Black Horse. Picking out the rates for the financing agreements is not easy since they don’t disclose these. The many dealerships that use them tend to use a large panel and so finding them that way is also tricky. Even in the case that someone just used them, they would likely add charges.