2014 Lender Lists:
Advance America @ www.advanceamerica.net
In California that we have been focusing on for our American coverage, you can receive monthly loans up to $255. The charge is set at $17.65 on each £100 that you borrow. If you head to one of their stores then you can receive a slightly improved deal at $17.50 per $100. Each application is securely taken through www.advanceamerica.net and once funded you can login to control the loan. There is a delay of one business banking day for their online product. You could instead head to a store and receive an instant payout assuming that you are applying between Monday and Saturday during their opening hours.
When we checked through the listings, these times did tend to vary across branches. To provide one such listing example, Monday to Thursday was 10am to 6pm, Friday was 9.30am to 6.30pm and Saturday was 10am to 3pm. They are closed on a Sunday that you wouldn’t expect due to their chain empire (select firms such as Speedy Cash trade 7/7). According to their FAQ, you may still be considered for an Advance America loan with poor credit. It is good to see that the in-store charge is slightly lower than the market cap, but otherwise there is no real difference between this lender and their rivals.