Logbook Loans NI (often branded as LogBookLoans NI) is a specialised Northern Irish logbook lender found at www.logbookloansni.co.uk. This site was devised back in the year 2007 that looks to have been their launch year. The only other lender that covers this area is Hermes Property Services. It is important to note that the product in focus is not available to residents of England, Scotland or Wales. Moving to the service specs, their payment calculator heads sums standing between £500 and £5000, although they do stretch to £10,000 (as seen in their FAQ). They lend up to 70% of the trade value of your vehicle.

The repayments available includes 12, 18 or 24 months, but early settlements can be arranged with them. Covering the pricing of a £1000 figure over the year this would have a weekly payment of £37.69 that creates an overall charge of £959.88. This is a cheaper price than what you would pay at Hermes who as noted are the other known firm to be active in this area. When applying at www.logbookloansni.co.uk they do not encrypt data. They call you back and then arrange to meet you to complete the paperwork. This would likely stem across Monday to Friday (no times are listed).

This is a no credit check lender that accepts poor credit including CCJs and they even cater those who do not have a bank account. Logbook Loans NI has been a strong performer in Google over the years for their target audience, but the demand from the residents of Northern Ireland for V5 lenders isn’t significant. This service is notable for the minimal eligibility requirements that should lead to high approval rates and their costs and priced well. As with many of the top providers in this industry, a CCTA member place has been taken on that is always the sign of a company that takes responsible lending seriously.

AutoPawn has been providing direct logbook loans since 2003 with this brand being the workings of Redrose Management Ltd. There is a company using this same that operates in the States although they are termed as “Auto Pawn” and there is no further affiliation between them. Redrose Management also trades throughout the UK as Zoom Zoom Loans although that particular brand doesn’t command much popularity on the web. These AutoPawn logbook loans available through www.autopawn.co.uk come with no credit checks. They do not make a reference as to how much cash can be obtained, but a starting figure of £500 is displayed on their homepage.

They have a set repayment period of 78 weeks in place, although you can repay early and receive a rebate of interest when doing this. For pricing, there is an APR charge displayed at 305.9%. They provide an example of a £1000 loan over the 78 weeks costing £1425. This works out at approx 7.308% over the month that is competitive, although it doesn’t quite match the price at Varooma. No SSL is used when applying through www.autopawn.co.uk. Once processed, they will get a rep to visit you within 3 hours of applying. I did spot that over 50 bases are listed.

However, these appear to be more alike agreed meeting places with the shops being owned by others. No specific days/times of operation are referenced. This is a responsible lender that does hold a member place with the CCTA. They don’t really dig much into what they require when it comes to eligibility. With bad credit and no credit checks being headlined though, most applicants should qualify so long as they can afford the repayments. Overall, the price of this service is competitive when compared across other sector brands. Not too sure how they measure up for feedback though since every review online was for the US company.

Auto Advance is a lending arm of DTW Associates Ltd who are well known for their high street chain known as a Cash and Cheque Express. A large volume of search engine queries are entered into Google under their name, although the bulk of these queries would likely relate to the Advance Auto Parts company. The www.autoadvance.co.uk website is still relatively fresh having been launched back in the year 2012. In their branches section they list 30 stores and further to this they now state that they can make home visits. They can do this effectively with there being over 600 agents working for them today.

Within the FAQ they choose not to display the available loan amounts, but on the homepage it does show that their loans start from £300. An amount of £1000 is provided on the calculator, but other than this no larger sums are disclosed. This £1000 example is displayed over the period of 12 months that comes out with a charge of £960.08. On the homepage of www.autoadvance.co.uk you will see the no credit check headline. They state further that poor credit including CCJs is accepted. Although they are looking for cars under 10 years of age, they are willing to consider exceptions on the age.

When checking through their store times, the operational hours of 9.30am until 5.30pm are displayed covering Monday to Saturday. This lender has took on a member place with the CCTA trade association. It is good to see that they do have a large chain of stores and they do as noted make local visits. The pricing is competitive and the eligibility requirements are relaxed. The Auto Advance logbook loans brand is still a fresh face, but they do look to have plenty of potential. It is stated that you can repay early, although there is no note regarding whether you can save when you do this.

V5 Solutions provide direct logbook loans through www.v5solutions.co.uk that was created in 2012. The team behind this brand (Betterpace Ltd) carries plenty of industry experience though having being incorporated in 1996. Further to the featured company, they also trade through the Log Book Loans Norwich and TopUpToday brands. On the loan calculator you will see available cash amounts displayed from £200 to £5000. Within the FAQ they note the possible sum of £50,000 though. The term durations are set over 18, 24, 30 or 36 months. This is a large starting period although you can settle at any time and receive a rebate when doing this.

The sample APR comes in at 497.9%. £1000 over 78 weeks would create a charge of £1922.66 and so the monthly rate is 9.86%. There is an extra £10 fee if you want your cash to be issued by the Faster Payments Service. This would take the monthly rate up to 9.911%. With this option you receive the cash in just a few hours, or you can instead just opt for a cheque. There are many positive aspects to the eligibility requirements in place here. No credit check is required, poor credit including CCJs is accepted, self-employed applicants are catered and bank accounts aren’t essential.

What counts is that you can demonstrate to them that you can afford to make the repayments on time. The www.v5solutions.co.uk site uses encryption and although there is no complete login facility, you can make repayments online that most of their rivals don’t allow you to do. Once V5 Solutions loans have been processed, an agent will organise a place to meet you locally. Their specific trading times aren’t listed, but a note of Monday to Saturday is shown on the site. This is a responsible lender that has took on CCTA membership and the general feedback viewed on Trustpilot has been very supportive.

LoanMyMotor is one of the newer logbook lenders on the circuit having sprung up just after the summer of 2012 at www.loanmymotor.com. My first encounter with this company came from spotting their listing on Loanfinder. Here they were ranked #1 in the logbook section, although this was only based on several reviews made and so the review authenticity is difficult to determine. This firm is based at Wembley and they state that they also have a Manchester branch. However, no address details are provided for this second office, with them just providing additional contact numbers for a few agencies. These are listed as Birmingham, Cambridge and Edgware.

A nice touch on the homepage is the loan calculator that can pick out quotes very quickly. Between £1000 and £15,000 can be selected here, but £50,000 is a possible sum noted across their site. The term span is 12 to 36 months and are you are fortunately handed the opportunity to clear early to make savings. A basic form that isn’t secured must be filled in at www.loanmymotor.com to proceed. Any lead will be dealt with between Monday and Friday (9am/5pm). For the pricing, for £1000 over 12 months the monthly repayment would be £163.33 that creates a total charge of £959.96.

This is a competitive price that compares well against their rivals. If you are looking to proceed with a LoanMyMotor loan then it does look like you would have to head to Wembley or to one of their agencies. They do promise cash within 1 hour that covers up to 70% of the value of the vehicle. Information surrounding qualifying requirements is minimal, but on the homepage they do reference no credit check requirements and that self-employed applicants are catered. This may be a newcomer to the industry, but with low pricing and good early feedback, this looks to be a future name to watch out for.

Mobile Money was formed in 1998 and their website (www.mobilemoney.co.uk) followed in 1999. This shows that they are clearly one of the more experience lenders in the logbook loan space today. They have built up a wide range of branches across the UK and will soon be approaching 40 in total. Applicants can get their hands on funds between £200 and £25,000. There is no specific reference to the terms, with their pricing example showing 18 months. This range isn’t much of an issue anyway as you can freely pay early and only pay for the months that the cash has been borrowed over.

The interest is displayed as 464.4% APR and this works out at 11% monthly. There is also a £30 document fee to pay. A £1000 over the year should cost £1350. Most of the logbook companies that I run into don’t tend to use SSL, but it was good to see that Mobile Money has added to this to www.mobilemoney.co.uk. Many of their customers are self-employed and poor credit including CCJs is accepted. These also work as no bank account logbook loans, so long as you can prove your income. On the homepage you will also spot that they don’t run any credit searches.

Most applicants should be given a chance so long as they can afford to make the repayments. This is a CCTA member and many positive reviews have been left for them on Trustpilot that aids their reputation. I couldn’t spot any opening times, but it is stated that they are available 6/7 days and so they will just be off on the Sunday. Overall, there are many great reasons to choose this company. They are highly experienced, they have received lots of positive feedback and there are many branches spread out across Britain. Their website also contains plenty of thorough product info as seen within their FAQ.

Loans 2 Go is a logbook lender that you may have seen advertised on the TV recently. They trade primarily through www.loans2go.co.uk, but they have also setup www.logbookloans2go.co.uk. Although they aren’t referenced, it does appear that Hermes Property Services Ltd is the owner, or at least has had some involvement with this company. The lender in question does have a range of branches, but there is no specific reference to the number of offices that they have in total (I believe they have in the region of 60). The application process actually involves you having to head to a local branch.

Various documentation must be provided to them, with all of these being listed in the “Required Items” section. Between £250 and £5000 can be received by cash and a maximum sum of £25,000 can be obtained by bank transfer. The repayment structure can be taken over 12, 24, 36, 48 or 60 months and the balance can be cleared early. APR is displayed at 356.3% with fixed annual interest at 120%. A £1000 over 12 months paying monthly would come in with a charge of £1200. When making an application at www.loans2go.co.uk no secure quotes are taken and the info provided isn’t too thorough.

Much of their business of course takes place on the high street and so their primary aim is to really get you to a local branch. There aren’t many Loans 2 Go reviews around that was a surprise to see since they are advertising a great deal. They have took on a place with the CCTA trade association. On their alternative website, they list store opening times from Monday to Friday of 9.30am/5.30pm and Saturday is 10am/2pm. On this second site they have a free car valuation tool that you will help to give you a better idea of what you can expect to receive.

V5 Loans is an experienced logbook loan specialist based in London that serves their product from www.v5loans.co.uk. They have been providing loans since back in 2008. You can obtain cash sums here from £400 up to £20,000 with bad credit not being an issue. The APR is displayed as 447.6% and they provide just the single charge breakdown. This covers a £1500 loan that is taken over the period of 104 weeks (2 years) that is the set term always applied here. This has a charge of £3851.84. This would work out at £1283.95 per £1000 over the period of 12 months.

One note regarding the pricing is that they offer a £100 cashback bonus if you can find a cheaper deal elsewhere and they also state that they can price match this. I can’t see them doing this since the lowest sector price is £700.04 that is significantly lower than £1283.95. The standard term is as noted set at 2 years, but you an freely settle early to receive savings. As with many of their rivals a simple form is attached to www.v5loans.co.uk that uses no encryption. Once your basic details have been entered and received they will call you back to proceed with the application.

They will look to meet you at a convenient location to complete the process and payout. This CCTA member lends to residents of England and Wales and your car must be registered after 2003. They don’t dig into the eligibility requirements on the site, other than saying that bad credit is fine so long as you have an income stream to support the repayment schedule. V5 Loans isn’t one of the most popular providers around, but they are experienced and do provide a good all-round service based on several reviews studied. No reference could be found surrounding when they actually process applications and so standard business hours would be expected.

The Logbook Loans brand at www.logbookloans.co.uk was for a long time the market leader, but the owner fell into administration. The takeover came when Hermes Property Services Ltd were granted permission to use the branding. They also operate through a few other trading names although they aren’t well known. One that is relatively popular is Rocket Cash although this just takes leads for this discussed firm. They are also associated with Loans 2 Go. The domain of this company dates back to 1999. This was likely when the original operation got under way. This service grants £400 to £5000 and higher amounts up to £50,000 can be phoned through.

The terms have durations between 12 and 48 months, although a settlement can be made at any earlier point. For a £1000 sum over the full year the price for this would be £1271.88. No SSL is used on www.logbookloans.co.uk and the information provided is limited in some areas. No credit check is required here and they will be happy to take on those with bad credit. They state that their partner organisations have 100s of branches scattered across the UK (no further details cover this). The headlines also note that they can arrange to meet you, after they have made a quick phone call.

They do extend to accept Northern Ireland residents who appear to only be catered by one Other Company. They also impressively consider all vehicles at any age. It will take some time to receive your money to spend since they hand out a cheque rather than making fast banking transfers. Logbook Loans holds CCTA membership and operates between Monday and Friday from 8am to 8pm and on Saturday from 9am to 5pm. Although this brand was once the dominant force, the market share is much more spread out these days across the many competing lenders. They are now running TV ad campaigns though that is helping to get them back on track.

The Car Cash Point logbook loan lender has been competing in this competitive sector since back in 2010. The headline of no credit check logbook loans will be helping to convert clients that reach www.carcashpoint.com. This may also be supported by the huge possible lump sums that ranges between £500 and £50,000. They do restrict each customer to 75% of their vehicle’s value though. They don’t make any specific reference to the available repayment terms. However, I believe that 18 months onwards is where they start from. I did spot the pay as you go note though and so you can settle early to earn some savings.

There is certainly a lack of product detail across the site. This is seen for instance when it comes to picking out prices. There is no calculator in place, with examples being provided for a 3 year period only. From working out their premium sum, the total cost would be £2879.72 covering a loan at £1000. Over a single year this would equate to £959.91. This is good value, although we have seen just £700.04 offered elsewhere for this same example. When applying at www.carcashpoint.com, there is no SSL used on the form, although only a few minor details have to be typed in.

Once this form has been received, they will get back to you with an offer. This will be during their operational times that aren’t currently listed. Their office can be visited (in London) or they can instead send out a representative to complete the deal so long as you live in England or Wales. If you are successful then you should only have to wait for an hour to access your money. The Car Cash Point reviews on Trustpilot score very well and they are members of the CCTA that aids their feedback. As noted, no credit checks are made and they accept those with past debt problems.