Miyagi Loans


Oakam @ www.oakam.com


Oakam provides instalment loans both through www.oakam.com and also on the high street. This company arrived in 2007 that was also when they opened their first store. They have just over 20 high street branches with most of these being located around the London area. The Bonus Loan is their main product in focus here, but they also have The Big Plus Loan that has much higher sums and this has to be phoned though to them. With the Bonus product, £200 to £600 is available that can be taken over either 3, 4, 5 or 6 months. With the Big Plus the maximum available sum is £5000.


Satsuma Loans @ www.satsumaloans.co.uk

Satsuma Loans

Satsuma Loans is the online equivalent of the popular doorstep loan service Provident Personal Credit. This new brand was launched recently in 2013 at www.satsumaloans.co.uk. Plenty of media attention and TV advertising has helped to spur on their growth. There has been a lot going on at Provident Financial Plc that has included the major management shuffle with John van Kuffeler handing the control on to Manjit Wolstenholme. They have been busy with this new company alongside the Tandem project that was created at the same time. More recently they also acquired Moneybarn in the car finance sector. They also run the successful credit card brand (Vanquis).


Lending Stream @ www.lendingstream.co.uk

Lending Stream

The Lending Stream was the first major company to launch an instalment loan product that differentiated them to the monthly brands popular at the time. This service was launched at www.lendingstream.co.uk back in the year 2008. When we last checked this site, most loans available were taken over 6 months (for £180 amounts or above). Between £100 and £180 was 5 months and any amount below was taken over 4. As it now stands, a 6 month term is now fixed for every such available sum. New applicants are offered cash from £50 to £800 and the top figure of £1500 is there for existing customers.


Wizz Cash @ www.wizzcash.com

Wizz Cash

Wizz Cash that is the creation of Emergency Cash Ltd has been one of the UK’s fastest growing lenders. They launched at www.wizzcash.com not far back in 2012 and within just a few years they have emerged as one of the top performing direct loan providers through the Google search engine. Rather than heading down the traditional 30 day route, this company has created an instalment product with a more manageable repayment structure. This service was designed with a set 3 month term in place. However, they have recently updated to offer applicants with the choice of selecting 12 months to spread the payments out further.


Swift Sterling @ www.swiftsterling.co.uk

Swift Sterling

2015 Updates:
~ Fixed monthly terms have now been scrapped. They now head an instalment term, although this sits just below 2 months at 50 days.
~ The cost was £29.98 per £100 borrowed. A single representative example is now provided at (£85.28 per £300). This works out at 0.569% daily.
~ There has also been an update with the accessible loan sums. Existing customers can now receive as much as £1500.
~ Verification calls no longer need to be made. In select circumstances, they will now just ask that documents are faxed or uploaded.
~ Finally, they state that the funds should be received on the same day. They have historically stated that a delay of a day should be expected.

Swift Sterling loans have been available through www.swiftsterling.co.uk since back in 2010. Although this company arrived fairly recently, they have already witnessed significant growth across the industry. The owner also operates locally as Pounds Till Payday that came much earlier in the year 2006. This brand is a release of the Northway Group who have setup camp in sunny Malta. The local market is the most important destination to them, although they do trade in other countries spanning the globe such as in the emerging Australian sector (as Payday Mate). These loans carry a set monthly term and they are matched to PTP in every way.


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