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Accept Car Finance is a used motor dealer based in Warrington. This company was initially formed back in 2009, although their current website wasn’t setup until 2012 (the address is www.accept-car-finance.co.uk). There is one showroom and they state that they have a stock level of around 1000 vehicles. However, it is stated that they do have access to over 35,000 cars, although the database that they use is unknown. This broker is connected with a range of lenders. There are logos displayed for the likes of Barclays and MotoNovo. When you head into the “Showroom” page you can view their stock where credit details are provided.

You can modify the search around the financing to range between the period of 12 and 60 months with Hire Purchase being set. They provide a representative example for a vehicle priced at £11,990 that had a charge of £2374. The APR for this example came in at 9.5%. You can proceed to make an application at www.accept-car-finance.co.uk, although no SSL is attached here. The showroom times between Monday and Friday are 9am to 8pm and Saturday is 9am to 5pm. On the contact page the Monday to Friday cut-off stops an hour earlier at 7pm and so this may cover their support by phone.

Whilst this broker promotes accepting self-employed applicants, they do tend to actively seek those with good credit scores. It specifically states that a history of CCJs will be declined. The one note that they make to poor credit is that the likely chance of acceptance would require the applicant putting up a large deposit of around £2000. It is noted that the deposits start from £50. It is refreshing to see a dealer not push the subprime angle. Many companies tend to do what they can to get the lead, but this is not the case here. The reviews received have also been positive as seen on the Review Centre.