The Car People @ www.thecarpeople.co.uk

The Car People

The Car People is a prominent motor dealer formed back in 1999. They operate online through www.thecarpeople.co.uk that is supported by trendy looking showrooms in Manchester, Sheffield and Wakefield. They collectively have in the region of 2000 stocked cars. This chain is popular online and they do look to be one of the top 10 dealers in the UK. Finance plays a key role in their business operations. Black Horse and Santander are headlined partners and it also states that a specialist broker is used. I would expect that Black Horse would be primary since they have worked with them for the majority of their trading years.

They offer Hire Purchase and Personal Contract Purchase agreements and repayments stretch between 18 and 60 months. A payment calculator is provided although you have to select a ballpark monthly budget rather than typing in a particular sum and so we used £250. The generated costs were split between tiers of Excellent, Good, Fair and Poor. The amounts with attached charges were £9375 at £2925 (14.99%), £8571 at £3728.40 (20.81%), £7500 at £4800 (30.51%) and £6977 at £5323.44 (36.36%). These costs should be used as rough estimates only since they use two lenders alongside an unnamed broker who may have their own lending panel.

To apply at www.thecarpeople.co.uk you will have to search for cars internally. You then calculate the finance and an option will be given to apply (under a HP agreement). Once selected this will redirect you to an outside website (the form on that side is encrypted). It is good to see that they are open every day with The Car People opening times across all outlets being Monday to Friday (9am to 8pm), Saturday (9am to 6pm) and Sunday (11am to 5pm). The showrooms do look the part and the same can be said for their website. Finally, each purchase is backed by a 90 day warranty.