2014 Lender Lists:
Citibank Overdraft Charges @ www.citibank.co.uk
They each include interest-free overdrafts at £500 that is notable, although if you forget to credit your account with a minimum of £1250 over the month then they will quickly remove this facility. Should you go on to borrow a higher amount than £500 then the rate with Plus is 16.9% EAR and 9.9% with Gold. There is a setup and annual renewal fee of 0.5% of the overdraft limit over £500 for the Plus. There is a small £10 buffer and then unarranged interest will trigger at 29.8%. Any paid or unpaid transaction will cost £25, but there is a cap at 4 each period.
You can fully service your account through www.citibank.co.uk. The Citibank overdraft charges headed here may be set well, but you do have to pay for each product unless you meet strict criteria. It is surprising that despite the price tag, there aren’t any noticeable features in place. Neither for instance grants you interest on your balances. This bank is highly established in their home country and they have expanded impressively internationally. Specifically here in the UK, they haven’t emerged to trouble the big names to date. They have 200,000 local customers across their product range. They have just a few UK branches that are strategically placed across London.