2014 Lender Lists:
Best Long Term Loans for Bad Credit
At the same time, the repayment range is highly flexible carrying a good spread between 6 and 18 months that rises in monthly blocks. This is the service of Ladder Loans that launched in 2011. They offer up to £1500 and deliver competitive pricing. This is particularly shown over 6 months where they currently rank as the cheapest lender that you will spot within our comparison section. They do cater long term loans for bad credit scores with minimal eligibility settings being in place. The Ladder owner (DFC Global Corp) is of course highly established in the subprime space, with PaydayUK and The Money Shop being their top brands.
Once approved, you can receive same day cash here. The few limitations would be that there is no account management facility or no weekend funding. You will find both of these over at Pounds to Pocket, but their max term is a year. The Pounds to Pocket owner has recently launched On Stride Financial that may be of interest (their terms are 1, 2 or 3 years). Everyday Loans impressively lends up to £10,000 over 60 months max, but a face-to-face meeting is required. If you can find a backer, then the top Guarantor Lenders are recommended based on their low costs. These typically lend up to 5 years and you can usually settle early.