2014 Lender Lists:
321Cash @ www.321cash.co.uk
Between £80 and £150 can be received by first time applicants and £750 is the top sum available to anyone returning. Stonemere Finance have actually carried out a good job on www.321cash.co.uk that has a vibrant design and they also provide a login member area as well as using SSL throughout the site. There is some confusion since they reference a CCTA member number at the bottom of each page, but they don’t mention this membership within their about, complaint, or FAQ pages. To qualify for a loan here you must be aged at 21 or above and be a UK resident earning £750 each month.
The office opening times are listed as Monday to Thursday (8am to 8pm) and they close a few hours early on a Friday (8am to 5.30pm). Overall, I think this payday brand has been put together well with the main limitation covering pricing. Although 30% over the month is considered as the market average, that £20 same day funding fee is excessive and so I would personally opt with slow funding to avoid this. Just remember as well that if you can find a guarantor then you may wish to check out their Consollo product that has become central to Stonemere since it was set upon the market.